Standalone HELOC

Unlock your home equity.

Discover a more convenient way to leverage your home’s equity. Whether for debt consolidation, home improvements, or that project you’ve been putting off, we’ve made accessing funds faster and more convenient than ever!

Fast No-Hassle
No Appraisal
Funds in 3-5 Days

(720) 610-0113

Free Consult

Easy & Fast

Say goodbye to tedious paperwork.

Same Day Approval

Say goodbye to tedious paperwork! Our HELOC application process, underwriting system, and valuation model is streamlined. This allows us to offer same-day approvals and HELOC funding in as little as three business days after final approval.

100% Funded

You’ll receive 100% disbursement of funds, with no costs due at closing. You won’t pay anything out of pocket.

Flexible Terms

Designed for your lifestyle. Tailor your HELOC to fit your financial journey. Choose from terms ranging from 5 to 30 years, with 2- to 5-year draw periods, and absolutely no pre-payment penalties.

(720) 610-0113

Free Consult

4.9

Our experience with the Mortgage Architect team was nothing short of exceptional. From the very beginning, they exhibited a high level of professionalism that made us feel at ease during what can often be a daunting process. They took the time to thoroughly understand our needs and preferences, ensuring … More that all of our specific requirements were met with precision and care.Throughout the entire journey of purchasing our home, the team provided us with clear, detailed explanations of every aspect involved in securing a mortgage. Their ability to break down complex financial information into understandable concepts was invaluable. They patiently walked us through each step, from initial discussions to the final paperwork, making sure we felt confident and informed at every turn.I can wholeheartedly recommend the Mortgage Architect team to anyone looking for reliable and expert assistance in the home-buying process. Their unwavering support and commitment to our success were evident throughout our experience. Thank you immensely for your dedicated service; we genuinely could not have achieved our dream of homeownership without your guidance and expertise.
Ausi O. ★★★★★ in the last week
Nathan and his team at Mortgage Architects in Denver were incredibly helpful and creative in exploring mortgage solutions for us. While we ultimately chose a different route, their detailed explanations were clear, understandable, and truly valuable in our decision-making process. I wouldn’t hesitate … More to work with Nathan in the future or recommend him to others looking for a knowledgeable and thoughtful mortgage professional.
Amanda W. ★★★★★ a month ago
Nathan and his team were great from start to finish. The communication and updates throughout the process were refreshing. His team went above and beyond to make sure the closing happened as scheduled without any hiccups. I would recommend TMA as the entire process was a smooth one. Thank you!
Kim H. ★★★★★ 3 months ago
I can’t say enough good things about Nathan’s team at The Mortgage Architects. From the first communication I was given a wealth of information and clear steps of what the process will look like, as a nervous first time buyer this was monumentally helpful.Nathan is very honest and dedicated. He provides … More a detailed analysis of the market and loan options in such a clear and helpful way through personalized videos and was always available to answer any questions I had day or night. You can tell he really enjoys his work and wants what’s best for his customers. He has a perfect balance of keeping you in the driver seat while giving you all the pointers to help you make the best decisions for your specific needs.His team stayed fully engaged throughout the loan and title process through closing, continuing to keep us informed and on time with all the tedious steps. Heather specifically went out of her way to reach out and help with all of our questions, including talking with our family, and helping us with all the details of our closing process.I highly recommend this team. Not only did they help me into my first home, but I’m leaving this process with so much more knowledge about the housing market and buying process because of them. I will absolutely work with them again in the future.
Celly S. ★★★★★ 3 months ago
Working with Mortgage Architects was an absolute pleasure. They were incredibly responsive and ensured that I was kept informed throughout the entire process. Their professionalism and dedication truly stood out, making the experience seamless and enjoyable. It's always great to work with such a … More committed and communicative team.
David H. ★★★★★ 4 months ago
Nathan and every member of his team made our home purchase so easy! They took the time to make sure we understood every step and always what to anticipate next in the process. They still continue to follow up with us today and are always available to answer any question we have. Even if we think it is … More a dumb one. I will absolutely be using them in the future for refinancing and any other purchase needs we have.
Rochelle D. ★★★★★ 5 months ago
Nathan and his team were so helpful with the purchase of me and my husband‘s first home. We had actually wanted to purchase a home many years ago, but just we’re not quite there yet. With the knowledge and help of Nathan, our goals became reality and honestly, my husband and I Are still speechless that … More we finally made it happen! Nathan- thank you so much for guiding us through this whole process. I appreciate how honest and communicative you were with everything since day one. It was also such a pleasure working with your team. Everyone was so kind and knowledgeable and just on top of it with all my questions and concerns. I could not have asked for a better experience as a first time buyer. I would highly recommend this team to family and friends!
Nikki C. ★★★★★ 7 months ago
Nathan helped us secure a mortgage for our first home. He was very informative and helped us understand all the ins and outs of what we needed to know and what everything was. He helped us close on a very tight timeline, and get through preapproval as quickly as possible. We never felt too stressed thanks … More to Nathan, and he helped us to get a great rate also. We can't recommend him enough for anyone looking to buy a home.
Sarah H. ★★★★★ 8 months ago
I had an excellent experience with Nathan. I went into the process without much experience, but immediately Nathan talked me through my questions. He took both my simple questions and more complex ones, and he helped me understand the lending environment down to its root causes. He went out of his way … More to help me, often getting me information after typical work hours because he knew it would be helpful for me to have sooner. He and his team really exceeded my expectations and were there for me at every step. I would use him again, and I do recommend him.
Nathan M. ★★★★★ 8 months ago

Speedy HELOC Funding ⚡

Say goodbye to prolonged processes; we’re all about the swift route.

We understand your time is valuable. That’s why we’ve streamlined our processes. Expect your HELOC funding just three business days after final approval.

EASY

No Appraisal, No Title
& No Escrow

$400k

Credit Lines Ranging from $25,000 to $400,000

5 Days

Funds in Just
3-5 Business Days

*Not available in all states.

These funds can be utilized to consolidate debts or finance home improvement projects.

“Our HELOC isn’t limited to just single-family homes. Whether you own a townhome, condo, secondary home, or even an investment property, we’ve got you covered.“

Nathan Jennison | Founder & Managing Broker

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