Knowledge Kiosk

Today, I want to dive into the concept of pent-up demand and its implications for the real estate market, particularly for first-time homebuyers and real estate agents. What is Pent-Up Demand? Pent-up demand refers to a situation where there is a backlog of demand for a product or service that has not yet been met. […]

Gift funds are a very valuable and common strategy for first time homebuyers In today’s competitive housing market. Low inventory and high prices make it difficult for young adults to afford their first homes. Fortunately, parents can play a crucial role in helping their children navigate these obstacles. In this blog post, we’ll explore two […]

Today, I want to address a common concern for many looking to buy a home: how to qualify for a mortgage using income from a future job. Let’s dive into the details to help you understand the process and avoid any pitfalls. Why Future Employment Matters in Home Loans When you’re planning to move for […]

When is the right time to do a refinance? This is a question I get a lot at Mortgage Architects, especially as interest rates begin to come back down after a couple of years of increases. Timing the Market One of the first things to understand about refinancing is that it’s nearly impossible to perfectly […]

House hacking with FHA loans has been a popular topic in real estate circles for years. This strategy is particularly advantageous for first-time homebuyers looking to enter the real estate market by purchasing a multi-unit property. By leveraging rental income from additional units, homeowners can significantly reduce their monthly expenses and start building a real […]

If you’re reading this, chances are you’re a buyer who’s out in the market and trying to figure out whether or not you need a buyer’s agent. This decision has become even more crucial after the recent post-NAR (National Association of Realtors) ruling, which may mean that the home you’re purchasing will no longer cover […]