Exciting news, everyone! The Mortgage Architects is thrilled to announce our newest loan product, the All In One Loan™! It’s a game changer for anyone looking to gain greater control over their housing costs and live more securely.
Here’s everything you need to know:
What Is It?
This loan is a 30-year financial tool that comes with an integrated sweep-checking account. In other words, it combines your home financing and personal banking needs into one dynamic tool.
How Does It Work?
With the All In One Loan™, you can put your idle savings and income dollars to work to reduce your mortgage interest expense. The flow of your income dollars and idle savings are automatically swept to the financial tool and used to lower your loan’s daily balance. This means that the interest on your loan recomputes nightly based on your loan’s unpaid principal balance, resulting in significant savings over time.
“You don’t pay your bills all in one day, so that money sits in your regular checking account earning no interest at all. But if you put it into your mortgage, you are buying the mortgage principal down. Every day that the money sits in there you are paying less.“
– JENNIFER D. , CUSTOMER
What Can Be Accomplished?
With the All In One Loan™, borrowers can save tens, if not hundreds, of thousands of dollars in mortgage interest and own their home in half the time or less compared to a traditional loan. Plus, funds that are deposited and used to pay down principal, as well as equity dollars, remain available for use without needing to refinance over thirty years.
“We are making more than we’re spending and that is just driving the debt down. We ended up with our dream home that we’ve renovated, plus a second beach home, all because of the All In One.“
– DEAN A., CUSTOMER
What Does It Come With?
The All In One Loan™ comes with all the same features you’re accustomed to with your current checking account. It’s a seamless integration of all your banking needs and mortgage payments, making it easier to manage your finances and plan for the future.
Insights from Nathan Jennison, Founder & Managing Broker
“This loan allows their money to work for them while waiting to be spent. It will enable them to pay off their mortgage far more quickly without changing their financial habits, giving them the ability to handle oversized life circumstances such as needing to fund college and even purchase a second or investment property. It gives them a vehicle towards financial freedom and flexibility that is far more powerful and useful than a traditional 30-year fixed-rate mortgage.”
The All In One Loan™ will be a valuable tool for anyone looking to save money on their mortgage and achieve greater financial freedom. We’d love to show you how to use our All In One Loan Calculator so you can see your potential savings. Contact us today to learn more about the All In One Loan™ and see if it’s right for you!
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