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About Us

Mortgage Brokers

Wholesale rates + your own personal home-buying guide. Buying your first home (or your fifth) can feel like climbing Mt. Everest. Fear not! We are here to help you plan, take the steps, and get to the big closing day.Β 

Our 30+ Lenders
Compete For Your Loan

5-Star Rated

Google Reviews

Our Values

Working with Us

A supportive and welcoming atmosphere where you can feel comfortable asking any questions you may have.

Come as you are (imperfect finances and all), and let us guide you through the process every step of the way.

We are here to be your guide and support system on the path to homeownership.

We design an individual plan together and then advocate for your best interest with everyone involved, from lenders to realtors.

Free consultation, no hidden fees, and clear and simple loan proposals.Β 

We answer the phone when you call or text!

    The banking industry can be intimidating. Many people don’t feel “ready” or undervalue their financial position and lose out on wealth-building home appreciation.

    I founded The Mortgage Architects to help more people get on the property ladder and build generational wealth.Β 

    Nathan Jennison, Founder & Managing Broker

    Our Team

    Meet Your Personal
    Home-Buying Guides

    The Mortgage Architects team is like having your own personal home-buying superheroes! Their loan officers are experts in the game, taking friendly and dedicated service to a whole new level. πŸ’ͺ You’ll feel like you have your own personal home-buying guide, every step of the way. 🏑

    The Mortgage Architects team of experts has over 50 years of combined industry experience. πŸ’₯

    Nathan Jennison

    Founder & Managing Broker
    NMLS 2122717 | AZ 1045363 | CO 100523448 | FL LO114414 | IL 031.0074372 | IN 031.0074372 | KS LO.0051241 | MOΒ 2122717 | OH MLO-OH.2122717 | TN 2122717 | TX 2122717 |Β WY 2122717

    Nathan Jennison

    Awarded Broker of the Year for 2023 by NAMB (National Association of Mortgage Brokers).

    Nathan is the managing broker and founder of The Mortgage Architects, as well as a partner at Independent Mortgage Brokers. He is passionate about helping people get on the property ladder because of the difference it makes in families, communities and generations. Nathan is known for closing when other lenders cannot and at record speed. He loves to answer questions and to educate people on the process and options. He has offices in both Chicago and Denver and enjoys time in both places along with his amazing wife and children.

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    Raluca Berry

    Loan Officer
    NMLS 2298811 | CO 100531808

    Raluca Berry

    Raluca Berry is a licensed loan officer who brings 19+ years of financial and banking experience to customers. Previously, she was an Assistant Vice President at JPMorgan Chase and Bank of America. Raluca is highly organized and detailed-oriented, bringing customers loan options that align specifically with their goals. She also supports the rest of the team with document collection and review that streamlines the process for fast closings.

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    Heather Brunetti

    Loan Officer + Loan Partner
    NMLS 12865

    Heather Brunetti

    Heather loves helping people! How can she help YOU get to that β€˜Clear to Close’? She is a highly motivated and experienced mortgage underwriter and loan partner with a proven track record of success. With a wide range of experience in the mortgage industry, she is proficient in all aspects of the loan process and beyond the CTC.

    Ramy Girgis

    Loan Officer
    NMLS 2500414 | FL LO121621

    Ramy Girgis

    Ramy is a seasoned entrepreneur with over 25 years of diverse industry experience and a bachelor’s degree in accounting from Cairo University. His deep understanding of the real estate market, coupled with his business and financial acumen, enabled him to identify lucrative opportunities and create thriving ventures.

    As a Loan Officer, Ramy guides and empowers clients through the complex process of obtaining mortgage loans, ensuring with clear and transparent communication that they receive personalized solutions tailored to their needs. Ramy has garnered a reputation for his professionalism and integrity by providing exceptional customer service and building strong relationships with clients, earning their trust and loyalty.

    Ramy is also actively engaged in his community and is an active member of the Coptic Orthodox Church.

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    Jen Gonczeruk

    Loan Officer & Loan Partner
    NMLS 962911 | TX

    Jen Gonczeruk

    Jen Gonczeruk is an experienced and highly personable Loan Officer with over 20 years of expertise in the mortgage industry.

    Prior to joining The Mortgage Architects, Jen held positions as a Sr. Loan Officer at Barton Hills Mortgage, a Sr. Mortgage Consultant at Wells Fargo Home Mortgage and First Horizon Home Loans, and a Loan Consultant at Countrywide Home Loans.

    Jen’s extensive experience in loan structuring, pricing, and documentation makes her a valuable asset to any homebuyer looking to secure a mortgage.

    Sarah Johnson

    Loan Officer + Loan Partner
    NMLS 2513052 | IL 031.0082455 | KS LO.0052379 | MO 2513052

    Sarah Johnson

    Sarah is a seasoned Mortgage Expert who brings vast experience as both a Processor and Underwriter. These have given her a deep understanding of diverse loan products and Sarah is committed to fostering financial inclusivity with a high value for loyalty and the importance of diversification.

    She is a devoted spouse and proud parent to three sons, along with a cherished cat and two dogs. Her passions include literature, history, crafting and photography.

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    Liz Rosario Ortiz

    Loan Officer & Lead Translator
    NMLS 1032773 | IL LO100536915

    Liz Rosario Ortiz

    Building on over a decade of experience in the real estate industry, Liz Ortiz is a dynamic force at The Mortgage Architects. As a loan officer, Liz seamlessly blends her extensive real estate knowledge with her tech acumen, backed by a BS in Computer Science, and minors in Math and Spanish. Liz is bilingual and passionate about bridging communication gaps. As an independent mortgage broker, she possesses a unique advantage: access to wholesale rates and a diverse portfolio from 20+ end investors. This ensures her clients always get competitive terms. Liz is driven by a mission beyond mortgages – she’s committed to helping families create generational legacies through homeownership. “Hablo espaΓ±ol.

    Kimberly Russell

    Loan Partner & Disclosure Specialist

    Kimberly Russell

    Kimberly brings her backround in spearheading engineering projects and business development at Lockheed Martin. She excels at finding efficiencies and applies a problem-solving approach while ensuring she provides you the best loan solutions available to meet your needs.

    Isabelle Grubbs

    Administrative Assistant

    Isabelle Grubbs

    With 6+ years of management skills, Isabelle thrives in a fast paced, detail oriented enviroment. Her passion for organization and creative problem solving makes her a valuable and dedicated member of the team. When she’s not making things run smoothly at work you can find her in her garden harvesting too many zucchini.

    Service Areas

    The Mortgage Architects provide home loans in Arizona, Colorado, Florida, Illinois, Indiana, Kansas, Missouri, Ohio, Tennessee, Texas and Wyoming.

    Colorado

    The Mortgage Architects provides home loans throughout all of Colorado.

    Local Offices
    6825 E Tennessee Ave, Suite 415, Denver, CO 80224Β 

    Illinois

    The Mortgage Architects provides home loans throughout all of Illinois.

    Local Offices
    1333 Burr Ridge Pkwy #200 Burr Ridge, IL 60527

    The Mortgage Architects | DENVER

    6825 E Tennessee Ave, Suite 415, Denver, CO 80224

    Β  Β  (720) 905-4808Β  Β  |Β  Β  Β  Β  (720) 610-0113

    The Mortgage Architects | CHICAGO

    1333 Burr Ridge Pkwy #200 Burr Ridge, IL 60527

    Β  Β  (720) 905-4808Β  Β  |Β  Β  Β  Β  (720) 610-0113