About Us
Mortgage Brokers
Wholesale rates + your own personal home-buying guide. Buying your first home (or your fifth) can feel like climbing Mt. Everest. Fear not! We are here to help you plan, take the steps, and get to the big closing day.
Our 30+ Lenders
Compete For Your Loan
5-Star Rated
Google Reviews
5.0
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Kristine Patrick
★★★★★
Nathan and his team negotiated through our complex situation and got us to closing in great shape. They really know their business and are always available to provide support and advice when everything is complicated and stressful.
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pstengel
★★★★★
We highly recommend Nathan and The Mortgage Architects. Nathan is very approachable and knowledgeable - we very much appreciated his style and the way he educated us through the process. Would not hesitate to recommend Nathan and The Mortgage Architects to family and friends. Thank you Nathan for your help with our property in Granby!
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Lawrence Schwabe
★★★★★
Words cannot express the customer service satisfaction and gratitude level experienced. Not only did Nathan and Team help us close in 1 months worth of time, they exceeded expectations in regards to communication, timeliness, and care. Alway being available at all hours of the day or night, attentive to any concerns and ensuring our trust with Nathan and Team, it is my first time buying and I could not have asked for a better experience. Call them now! 🙂
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Sue Carlton-Smith
★★★★★
Nathan and his team of people were invaluable on our journey to purchase a new home. Times have changed and it's essential to have the best people helping you with this process. Nathan, Jen, Meagan, Orena and others kept us on track making the process as stress free as possible. They are the best!
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Bryce Conlan
★★★★★
Nathan and his team were incredible - knowledgeable, helpful in keeping things moving forward, and really REALLY personalized in their approach to helping us select the best mortgage product for our unique situation.Can not recommend more highly.
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Austin Calvelage
★★★★★
Nathan and his team did a fantastic job in making our cross-country move from Ohio to Colorado as stress free as it could have been! He was always in contact and willing to answer questions throughout the process. I feel highly confident in suggesting Nathan at The Mortgage Architects to anyone who is looking to purchase a home.
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Kirk Dunn
★★★★★
Nathan and his team were very efficient and helpful in getting things done. From start to closing, there were no delays during the whole process. I would highly recommend The Mortgage Architects
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Angela Nelson
★★★★★
Nathan and his team did an amazing job for me. The work he put into getting me approved to buy my house was on overtime. He always answered my calls, even when he was with family. He fought for me every step of the way. I valued his time and expertise in handling everything for me. I highly recommend Nathan to anyone looking for an awesome lender.
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Rick Panlilio
★★★★★
I met Nathan when he provided the financing for the buyer for one of my listings. I was impressed with his professionalism and knowledge that I started recommending him to my buyers who have all been very pleased with his overall service. Nathan has now become one of my go-to mortgage professionals!
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Mili Simonovic
★★★★★
I had the pleasure of working with Nathan when applying for a loan for my first home! He made everything super easy and was able to make sense of everything. He was able to find the perfect loan for my husband and I even though we hit a few bumps in the road. Highly recommend working with him and his team.
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Matt Gallegos
★★★★★
All of the Loan Officers are professional and knowledgeable but the most important I think is they go above & beyond for their clients. They want ever client to succeed whether it's now or 6 months from now by working with client's that need credit assistance. They truly work hard to help their client's achieve their home ownership goals.
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Oyabiyi Ajinaku
★★★★★
The team is very knowledgeable about the overall industry climate, their financial products and are beyond excellent problem solvers to help you achieve your goals. I’d recommend anyone seeking to purchase a home reach out to their team. Not only do they take the time to listen to your situation and goals but they will also help create a timeline to achieve homeownership based on your financial situation. When they speak they do so to help you understand what you are purchasing and the associated … More costs. Lastly, they have an open communication model that is hard to find within this industry. Meaning they won’t just give you a pre-approval and not talk to you again. They are there every step of the way including the closing table. I highly recommend The Mortgage Architects!
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Derek Briggs
★★★★★
This team is outstanding. From the start they were clearly dedicated to helping me through each detail of the process with complete transparency. They make a complicated process feel straightforward and comfortable. Their expert knowledge, remarkable efficiency, and commitment to tailoring a mortgage to fit my goals were second to none. There were even times through this where they suggested solutions that benefited our outcomes over their revenue.In this market, it's feels difficult to know … More if you're making the right decision. Work with this team knowing they're going to prioritize your needs and goals so that you're confident you're making the right decision.
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Sienna Vargas
★★★★★
Love love love their team! Super nice, VERY informative. I was able to ask so many questions and get the answers right away! Great communication and easy to get a hold of if I had random questions! I HIGHLY recommend working with Nathan!!!
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Cynthia Landaverde
★★★★★
Nate and his team are amazing. Very helpful and friendly. Answered all our questions. This process was pretty stressful but they helped us the whole way, and made us feel more comfortable with our decisions.
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LifeOrDeath 7
★★★★★
Nathan is such an amazing person to work with he made the whole process run as smoothly as possible helping me to buy my first home. Every question i had he had an answer for right on the spot, all the information he gave me he explained in very good detail so that way i wouldn't be confused at any moment during the process. I highly recommend reaching out to him he goes above & beyond to help you out, outstanding work nathan thank you so much for everything you did to make this happen! … More
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Marisol Rodriguez
★★★★★
Nathan was extremely helpful from the very beginning of the process of searching for our home. Especially when it came down to obstacles, he helped us out tremendously and fought very hard for us when we were having a hard time with VOE from employers. Definitely recommend Nathan and his team.
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Graham Marsden
★★★★★
It's difficult to imagine that someone could work harder than the team at The Mortgage Architects, and specifically Nathan Jennison, at securing the best loan service and rates available. We refinanced in the midst of the pandemic, with employment gaps and other challenges, and benefited from some serious problem solving that Nathan led us through...in a matter of less than a month. I highly recommend this team.
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Jonathan Almanza
★★★★★
Talk about a dream team over at The Mortgage Architects! Nathan and Shannon were amazing. They had amazing communication and were able to get us the perfect loan. I’m grateful for how fast they were able to get things rolling too. Thank you for everything!
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Ahmed Abdelhameed
★★★★★
I cannot recommend Nathan and the Mortgage Architects team enough. Nathan was very responsive at all hours of the day, and went above and beyond to ensure that buying my first house was a smooth process. I really appreciated that Nathan always took the extra time to answer any questions I had, and always worked with my best interests in mind. I look forward to working Nathan again in the future!
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Oscar Alatorre
★★★★★
Working with Nathan at The Mortgage Architects was a great experience. His level of advice, communication, and work ethic is outstanding. Looking forward to working with him again.
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Stephanie Braun
★★★★★
Nathan is GREAT. He’s transparent about everything and has no problem explaining things in a manner that is easy to follow. He really came through for us and as first time home buyers, it was great to feel like we had someone whom we trusted.
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Shannon Szeto
★★★★★
Nathan is one of the most hard-working and dedicated to his craft that I’ve ever met. As a first time homebuyer, Nathan helped explain and simplified the process so that we closed without any hiccups in 4 weeks. His stellar communication also allowed us to repair any issues almost immediately. If you are thinking about going through a big box bank, but don’t fit the traditional mold, I cannot recommend his services enough! Nathan will get you the best rates, and the best lender, if you allow him … More to work his magic. Thank you Nathan!
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Susanne Porras
★★★★★
Thank you for everything! We were able to close on our loan and accomplish our dream. Our loan was not easy and with a lot of obstacles. Nathan made sure with his team to keep us in the loop of every step and even when I panicked make sure we had reassurance. We had great seller concessions and Nathan gave us a great option and made sure we used it all and the best way we could while educating us on our options.
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Bill and Sharon Lyons
★★★★★
I needed to borrow about 20k so I applied to Rocket Mortgage. They were true to their name and got back to me almost instantly. But Rocket's recommendation was for me to take out a loan for over 100k, which I was not comfortable with! I was almost lulled into the idea of borrowing way more than I needed (or could afford) but I wanted another opinion so I contacted Nate Jennison. I am so glad I did! Nate explained in great detail (that I could understand) why the RM "deal" was not a … More good one. He mapped out a completely different plan for me, a plan that suited my needs exactly! I felt very comfortable with Nate's ideas and I know he was looking out for my family and me. Our needs are his priority. Nate is very knowledgeable and patient and kind! I trust him and highly recommend him to anyone! BL
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Brenda Silerio
★★★★★
Communication is key in the mortgage industry! Nathan was always available to answer our questions and also reaching out to me and our mutual client to notify us our next steps. He was always ahead of the game. I feel comfortable to refer my clients to him for their mortgage needs knowing they will be in good hands.
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Max Gonzales
★★★★★
I cannot thank Nathan enough. The Mortgage Architects team moved quickly and gave us the confidence we needed to buy our first home! I would highly recommend Nathan and his team to anyone looking to have a great home buying experience.
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Zhenni Ma
★★★★★
I had the pleasure of working with Nathan, Sean + team. Experiencing as a first time homeowner, they were very patient and resourceful. They took the time to explain details to me that I didn't understand. I want to point out how smoothly they made this process for me knowing our timing. We had roughly 2 1/2 weeks to close. The team was very communicative and attentive to their work ensuring I felt comfortable with every actions made. I seriously can't appreciate them enough for the hard … More work put in this and helping me with my first purchase. I highly recommend!!! You will not be let down.
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Hanh-Nhi Baik
★★★★★
We felt like we were in the best of hands during a crazy housing market. We found Nathan Jennison when we quickly went under contract and realized we needed a more competitive interest rate at the last minute. In addition to helping us lock in a lower rate, we required a quick closing date which he was able to pull off successfully. Throughout the entire process, he provided exemplary customer service by being immensely communicative every step of the way providing immediate updates and answering … More all of our questions in a quick manner. He worked tirelessly to help us close quickly at the best rate with no hiccups. We will be using Nathan again for future deals and highly recommend him and his team to any investors or home buyers.
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Amber Martin
★★★★★
If you want a lender you can trust, Nathan Jennison is your guy! I’ve had several of my clients use him for pre approvals and as their lender. Never a disappointment and he always works diligently and in your best interest. He truly goes the extra mile to you get the best rate and deal for your situation. I wish I used him for my own home purchases!
Our Values
Working with Us
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Judgment-Free Zone
A supportive and welcoming atmosphere where you can feel comfortable asking any questions you may have.
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‘Come as You Are’ Culture
Come as you are (imperfect finances and all), and let us guide you through the process every step of the way.
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Education & Guidance
We are here to be your guide and support system on the path to homeownership.
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Champion Your Success
We design an individual plan together and then advocate for your best interest with everyone involved, from lenders to realtors.
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Transparency in Fees
Free consultation, no hidden fees, and clear and simple loan proposals.
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Answer the Phone
We answer the phone when you call or text!
The banking industry can be intimidating. Many people don’t feel “ready” or undervalue their financial position and lose out on wealth-building home appreciation.
I founded The Mortgage Architects to help more people get on the property ladder and build generational wealth.
Our Team
Meet Your Personal
Home-Buying Guides
The Mortgage Architects team is like having your own personal home-buying superheroes! Their loan officers are experts in the game, taking friendly and dedicated service to a whole new level. 💪 You’ll feel like you have your own personal home-buying guide, every step of the way. 🏡
The Mortgage Architects team of experts has over 50 years of combined industry experience. 💥
Founder & Managing Broker
NMLS 2122717 | AZ 1045363 | CO 100523448 | FL LO114414 | IL 031.0074372 | IN 031.0074372 | KS LO.0051241 | MO 2122717 | OH MLO-OH.2122717 | TN 2122717 | TX 2122717 | WY 2122717
Nathan Jennison
Awarded Broker of the Year for 2023 by NAMB (National Association of Mortgage Brokers).
Nathan is the managing broker and founder of The Mortgage Architects, as well as a partner at Independent Mortgage Brokers. He is passionate about helping people get on the property ladder because of the difference it makes in families, communities and generations. Nathan is known for closing when other lenders cannot and at record speed. He loves to answer questions and to educate people on the process and options. He has offices in both Chicago and Denver and enjoys time in both places along with his amazing wife and children.
Learn MoreLoan Officer & Loan Partner
NMLS 962911 | TX
Jen Gonczeruk
Jen Gonczeruk is an experienced and highly personable Loan Officer with over 20 years of expertise in the mortgage industry.
Prior to joining The Mortgage Architects, Jen held positions as a Sr. Loan Officer at Barton Hills Mortgage, a Sr. Mortgage Consultant at Wells Fargo Home Mortgage and First Horizon Home Loans, and a Loan Consultant at Countrywide Home Loans.
Jen’s extensive experience in loan structuring, pricing, and documentation makes her a valuable asset to any homebuyer looking to secure a mortgage.
Loan Officer & Lead Translator
NMLS 1032773 | IL LO100536915
Liz Rosario Ortiz
Building on over a decade of experience in the real estate industry, Liz Ortiz is a dynamic force at The Mortgage Architects. As a loan officer, Liz seamlessly blends her extensive real estate knowledge with her tech acumen, backed by a BS in Computer Science, and minors in Math and Spanish. Liz is bilingual and passionate about bridging communication gaps. As an independent mortgage broker, she possesses a unique advantage: access to wholesale rates and a diverse portfolio from 20+ end investors. This ensures her clients always get competitive terms. Liz is driven by a mission beyond mortgages – she’s committed to helping families create generational legacies through homeownership. “Hablo español.
Loan Officer
NMLS 2298811 | CO 100531808
Raluca Berry
Raluca Berry is a licensed loan officer who brings 19+ years of financial and banking experience to customers. Previously, she was an Assistant Vice President at JPMorgan Chase and Bank of America. Raluca is highly organized and detailed-oriented, bringing customers loan options that align specifically with their goals. She also supports the rest of the team with document collection and review that streamlines the process for fast closings.
Learn MoreLoan Officer
NMLS 2500414 | FL LO121621
Ramy Girgis
Ramy is a seasoned entrepreneur with over 25 years of diverse industry experience and a bachelor’s degree in accounting from Cairo University. His deep understanding of the real estate market, coupled with his business and financial acumen, enabled him to identify lucrative opportunities and create thriving ventures.
As a Loan Officer, Ramy guides and empowers clients through the complex process of obtaining mortgage loans, ensuring with clear and transparent communication that they receive personalized solutions tailored to their needs. Ramy has garnered a reputation for his professionalism and integrity by providing exceptional customer service and building strong relationships with clients, earning their trust and loyalty.
Ramy is also actively engaged in his community and is an active member of the Coptic Orthodox Church.
Learn MoreLoan Officer + Loan Partner
NMLS 2513052 | IL 031.0082455 | KS LO.0052379 | MO 2513052
Sarah Johnson
Sarah is a seasoned Mortgage Expert who brings vast experience as both a Processor and Underwriter. These have given her a deep understanding of diverse loan products and Sarah is committed to fostering financial inclusivity with a high value for loyalty and the importance of diversification.
She is a devoted spouse and proud parent to three sons, along with a cherished cat and two dogs. Her passions include literature, history, crafting and photography.
Learn MoreLoan Partner & Disclosure Specialist
Kimberly Russell
Kimberly brings her backround in spearheading engineering projects and business development at Lockheed Martin. She excels at finding efficiencies and applies a problem-solving approach while ensuring she provides you the best loan solutions available to meet your needs.
Administrative Assistant
Julie Hull Fournier
Julie Fournier brings experience from her two decades as Creative Director for the National Association of REALTORS® and the organization business she launched during the pandemic. The combination of her creativity and drive to create order supports her role which focuses on optimizing The Mortgage Architects’ internal processes and enhancing engagement with our Realtor® partners.
Administrative Assistant
Isabelle Grubbs
With 6+ years of management skills, Isabelle thrives in a fast paced, detail oriented enviroment. Her passion for organization and creative problem solving makes her a valuable and dedicated member of the team. When she’s not making things run smoothly at work you can find her in her garden harvesting too many zucchini.
Service Areas
The Mortgage Architects provide home loans in Arizona, Colorado, Florida, Illinois, Indiana, Kansas, Missouri, Ohio, Tennessee, Texas and Wyoming.
The Mortgage Architects | DENVER
6825 E Tennessee Ave, Suite 415, Denver, CO 80224
(720) 905-4808 | (720) 610-0113
The Mortgage Architects | CHICAGO
1333 Burr Ridge Pkwy #200 Burr Ridge, IL 60527
(720) 905-4808 | (720) 610-0113