Find the Best Mortgage Brokerage of 2024
Finding the best mortgage brokerage can seem like an overwhelming task, but fear not! 🌟 2024 is shaping up to be a great time to secure a mortgage, and we’re here to guide you through the process. With a plethora of mortgage lenders and loan options available, it’s crucial to compare lenders and loan options […]
CHFA Loan Programs & Grants for Coloradans
The Colorado Housing and Finance Authority (CHFA) provides a path to homeownership through mortgage loans and down payment assistance programs. CHFA mortgage loans offer competitive fixed-rate financing, ensuring predictable monthly payments over a 30-year term. Their Downpayment Assistance Program (DAP) offers substantial support to first-time buyers, with assistance in covering down payment and closing costs. […]
Top ITIN Loan Programs: Find the Best Mortgage Lenders for ITIN Loans
Are you a non-US citizen looking to purchase a home but don’t have a Social Security Number (SSN)? ITIN mortgage loans might be the solution to your homeownership dreams. Discover fresh perspectives on ITIN loans and learn how they provide unique opportunities for non-US citizens to achieve their goals of owning a home in the […]
Navigating the Financial Waters: Preparing for Student Loan Repayment Post-CARES Act
As we steer through the latter half of 2023, many homeowners are finding themselves facing an imminent rise in monthly expenses. The pause on federal student loan payments, initiated by the CARES Act in March 2020, has been a crucial financial relief during the turbulent times of the pandemic. However, with the payment pause ending […]
Should I Use a Mortgage Broker: Pros and Cons in 2023
Navigating the world of mortgages can be overwhelming, especially when it comes to the question, “Should I use a mortgage broker?” Choosing between a mortgage broker or a bank depends on your unique situation. In this blog post, we’ll explore the roles of mortgage brokers, direct lenders, and loan officers, as well as the advantages […]
What Is a Mortgage Discount Point? Exploring the Basics and Benefits
Buying a home is a significant financial decision, and understanding the intricacies of mortgages can feel overwhelming. One aspect you might encounter is “what is a mortgage discount point”, which can impact your interest rate and monthly payments. This article will shed light on the concept of mortgage discount points, their cost, and whether they […]