Mortgage Broker Denver

Consider a Conventional loan for financing your dream home! With competitive terms and versatility to purchase various properties, they are a great option. They have lower costs compared to most in the market, thanks to our wholesale prices and reduced overhead.

Looking to buy a home in Denver above the $726,200 conforming loans limit? A jumbo loan might be the perfect solution. Although they require a higher amount down and often have higher interest rates, they offer more options for the type of property you can purchase and how much you can borrow. Contact The Mortgage Architects, an equal housing lender in Denver, for jumbo loan options that work for you.

For Active Duty Service Members, Veterans, and Spouses

A VA loan offers no upfront cost requirements (you can roll the VA funding fee into the loan), lower interest than most conventional loans, no private mortgage insurance, and lenient financial requirements.

We work with many top-notch realtors in the Colorado Springs area. Colorado Springs is home to a number of military bases, so we have a lot of customers and realtors in Colorado Springs and greater Denver.

If you’re getting your first mortgage or have a less-than-perfect financial history, an FHA loan may be the perfect option with more flexible guidelines— as low as a 3.5% down and a minimum 560 credit score. If you have a good credit score, you can access better interest rates. The Mortgage Architects, an equal housing lender in Denver, CO, will guide you through the FHA loan process and find the ideal loan for you.

Tip: Can be paired with assistance programs in Colorado.

Borrowers looking to buy property in a rural zip code near Denver may be able to qualify for a USDA home loan. To see if a specific property is located in an eligible area, check out a USDA zone map (which covers all of the United States) or just call or email us and we can give you a hand.

Buy a fixer-upper property in Denver, CO and finance the cost of repairs or renovations into the loan. This can be helpful in a rising price market where it’s hard to find an affordable home with desired features. The loan amount is based on the post-renovation estimated value of the property, making financing easier.

With rising real estate values and improved reverse mortgage loans on the market, reverse mortgages are making a comeback. Reverse mortgages allow homeowners who are 62 or older to tap into the equity they’ve built without having to sell it or make monthly mortgage payments. Instead, the loan is paid back when you sell the house, move out permanently, or pass away. So, you can use the money for whatever you want – paying off debt, covering healthcare expenses, or making some renovations.

With rising real estate values and improved reverse mortgage loans on the market, reverse mortgages are making a comeback. Homeowners 62 or older can tap into the equity they’ve built without having to sell or make monthly payments. The loan is paid back when you sell the house, move out permanently, or pass away. Use the money for whatever you want – paying off debt, covering healthcare expenses, or making renovations.